11-9-07 Welcome to Blog for the People. The purpose of the blog is to try to help people understand the law in a straight talking, no big words, common sense blue collar kind of way. We try to point out where people are getting bit in the rooter by big business. We ask a lot of questions about things that don't seem fair under the law and try to figure out ways to fix (or get around) it. We will talk about criminal law, personal injury, medical malpractice, DUI's, traffic, insurance and big business cons, how to help people get out of financial trouble and back on their feet, living and dying, and lots of other stuff that might help you survive this crazy world for another day. Question. Is it wrong to charge people with low credit scores more for home insurance? Yes, but it is legal. The insurance companies use the spiel that people with poorer credit are less likely to come up with the money to maintain their residences and therefore, are a greater risk. What a bunch of crunch. 11-10-07 Hopefully, I can give you guys some free useful stuff. Click MY THOUGHTS to share any thoughts or ask any questions. Any time. Others are welcome to jump in and comment. 11-17-07 Just about every police officer carries a voice activated micro cassette recorder in their shirt chest pocket. So you are always being taped when you talk to the police. If they put you in a room alone they are watching and hearing you. Anything you say under these circumstances is more than likely admissible against you because the Constitution says the police can listen in places in which the person being snooped on would not have the expectation of privacy. So if you voluntarily say something to the police while he/she is routinely questioning you like "There is no shit in my car" both a tape and/or the police officer's testimony regarding your statements would be admissible for both evidence and probable cause purposes. 1-7-08 All lawyers should offer a free initial consultation of at least one half hour. Our firm does not charge for the first meeting no matter how long. Hiring a lawyer is a very personal endeavor that most people are not experienced in. This meeting gives both the lawyer and the client to interview each other and see if they are comfortable with each other. If you do not have good vibes about the attorney, walk away. This includes me also. It does not matter how much the attorney knows, or how well they come recommended. If you do not like them or they annoy you, it will only get worse. Also, this meeting is an opportunity for you to interview the attorney and inquire about his or her experience. You should ask about the lawyers qualifications. If they are trial lawyers, you should ask how many cases they have tried. Most importantly, ask how much the representation will cost and what is and is not included and what could cause it to go higher and what is the worst case scenario. Ask them what they think your chances of success are. If they make guarantees, run away. If the lawyer tells you higher values on your contingency claim then other attorneys, be careful. Many attorneys will give clients over-inflated values on their claims to get them to sign. Later when the real value is established and it is tremendously lower then what the client was originally told the attorney comes up with reasons. Valuing a claim depends on a myriad of factors such as the strength of your facts, the degree of admitted liability, your likability, the location of the case- just to name a few. It is impossible to know with any reliable degree of accuracy the value of a claim until you are well into the case. So beware of people who tell you things that you want to hear. I find the best attorneys are those who are always pointing out the weaknesses of your case. The strengths are always obvious. But the weaknesses are what needs to be discovered and addressed. 3-21-08 Bankruptcy is a constitutional right to help good people get through hard times. And there ain't no harder times than now! 5-22-08 Gas hit 4 bucks today. We need a law to stop them before they destroy us completely. Yours truly- The little guy (You know- the guy who makes up the majority of U.S. citizens but no one cares about or listens to). "No one" being the rich oil, gas, utility, cable TV, big business guys who don't have problems and could care less about reducing anything for the good of anybody if it is going to come out of their already uselessly swollen pocket books until they are invited through the gates of hell. Then they'll get humility. |
BIALES
DELCHIN
DELCHIN
FOR PEOPLE WHO NEED A LAWYER.
A LAWYER FOR THE PEOPLE.
A LAWYER FOR THE PEOPLE.
BLOG FOR THE PEOPLE:
The Constitution
is the blue print
for civilized
society.
is the blue print
for civilized
society.
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